Terms & Conditions

Last Updated: 04/05/2025

Welcome to Libra-Digital ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website, products, and services. By accessing or using our services, you agree to comply with these Terms. If you do not agree, please do not use our services.

1. Definitions

• "User", "You", "Your" refers to any individual or entity using our services.
• "Services" includes our website, mobile apps, products, and any related offerings.
• "Content" refers to text, images, videos, software, and other materials provided by us or users.

2. Eligibility

• You must be at least 18 years old (or the legal age in your jurisdiction) to use our services.
• By using our services, you confirm that you meet this requirement.

3. Account Registration

• You may need to create an account to access certain features.
• You are responsible for maintaining the confidentiality of your account credentials.
• Notify us immediately of any unauthorized use of your account.

4. Use of Services

You agree to use our services only for lawful purposes and in compliance with these Terms. Prohibited activities include:

• Violating any laws or regulations.
• Infringing on intellectual property rights.
• Distributing malware, spam, or harmful content.
• Engaging in fraudulent or deceptive practices.

5. Intellectual Property

• All content, trademarks, logos, and software provided by us are our property or licensed to us.
• You may not reproduce, modify, or distribute our content without prior written permission.

6. User-Generated Content

• If you submit content (e.g., reviews, comments), you grant us a non-exclusive, royalty-free license to use, display, and modify it.
• You are responsible for ensuring your content does not violate third-party rights.

7. Payments & Refunds

• Fees for paid services will be clearly stated.
• Payment processing is handled by third-party providers (e.g., PayU, PhonePe).
• Refund policies (if applicable) will be specified during checkout.

8. Termination

• We reserve the right to suspend or terminate your access to our services for violations of these Terms, without prior notice.

9. Disclaimers & Limitation of Liability

• Our services are provided "as is" without warranties of any kind.
• We are not liable for any indirect, incidental, or consequential damages arising from your use of our services.

10. Changes to Terms

• We may update these Terms at any time.
• Continued use of our services after changes constitutes acceptance of the revised Terms.

11. Governing Law

• These Terms are governed by the laws of Tamil Nadu, India.